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Online Credit Reports

Your credit controls loan rates, so it is important to keep up with your credit scores from all of the credit agencies. Here is a simple way to find your credit score online.

Knowing how to get your credit reports and credit scores is so important but it can also be hard to do if you are not looking in the right place. Here are a few things to know...

FREE Annual Credit Reports: Everyone by federal law, can get their report at either Free Annual Credit Report or by calling 1-877-322-8228.

If you have used the free service and want to see the reports again or get an updated report you can go directly to the companies for your credit scores: Equifax, Experian and TransUnion. Each will charge a fee or you can go to this site and get all three for a fee: All Three Credit Scores

If you are wondering what the difference is in all of the scores, this site will help you understand the history and different score companies. Credit Karma

Keep track of your scores and watch for mistakes. Your score can save you money when you make major purchases like a car, boat or home. It can also give you lower credit card rates.

By: Lori Cummings [email protected] #yourlife

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