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Secrets Realtors Want You to Know

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Thinking of buying a home? If so, it is a great time to buy. Interest rates are still low which means more house for your dollar but you want the right house and the right realtor to find you, your perfect home.

Finding the Right Realtor

Real Estate agents represent the seller and NOT the buyer unless there is a contract with a buyer's agent. So know from the start, the realtor is looking out for the home owner and not you. It is not that they don't care about you, it is that they have a contract with the seller. I found this story very informative on "How to Hunt for the Right Real Estate Agent Before Hunting for a Home" and one to check out if you are looking for a realtor.

Know the Neighborhood

Before looking, know what neighborhoods you would or would not want to live in before you ever even look for a realtor. Here is a great article on "5 Things to Know About a Neighborhood Before You Buy a Home."

Search the Home Address Before You Buy a Home

You can find out a lot these days by googling a home address online. It is part of the research process that should be done before you buy. Here is an interesting article sharing things you can find out on the web when you search the potential home address.

Know About Appraisals & How they Can Affect Your Home Purchase

Most lending companies will only loan a buyer the homes appraised value or a percent of the appraised value. So do some research online with both http://www.zillow or http://www.trulia.com to see what houses sold for that have an address near your potential home.

Know How Much House You Can Afford

Finding the perfect house takes time and effort. You don't want to find the perfect home only to find out, you can not afford it. I found this site that gives you a great way to figure out your budget and what size loan your can afford for your home. Don't let your dream home become a financial nightmare. Do your homework, find the right realtor, the right home and then the right mortgage lender.

By: Lori Cummings [email protected]
Did you know ASE Credit Union has mortgage programs? http://www.yourASEcu.com

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