Personal Checking

Kasasa Cash® Checking

Get really high dividends — no matter your balance. Plus, earn refunds on ATM withdrawal fees, nationwide.

4.00% APY* paid monthly on balances up to $15,000.00
0.25% APY* on average daily balances over $15k
0.05% APY* if qualifications aren’t met

Kasasa Cash Back® Checking

Earn cash back refunds on debit card purchases with this free account! Plus, you’ll earn refunds on ATM withdrawal fees, nationwide.

3.00% cash back paid monthly on debit card purchases
Cash back earned on up to $400 in purchases monthly
Earn up to $144 cash back per year, $12 per month

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Your Rewards Checking

Earn points for everyday signature and point-of-sale (POS) debit card transactions. Visit Your Rewards to learn more.

Cardholders earn 1 point for every $5 spent on POS and signature debit transactions.
Increase your earning power with a Your Rewards Visa Credit Card. Points earned will combine into one rewards account.
Easily check your rewards balance or redeem rewards through your ASE Online Banking or ASE Mobile App.
Redeem for Rewards YOU want!

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ASE Checking Account Options

	Kasasa Cash®	Kasasa Cash Back®	ASE Checking	Your Rewards Checking
	Best For
Best For	High Balances Learn More	Debit Card Use Learn More	Our basic checking account, jam-packed with goodness.	Earn rewards for your everyday debit card purchases.
	Free Online and Mobile Banking
Free Online and Mobile Banking	✔	✔	✔	✔
	Free Mobile Check Deposit
Free Mobile Check Deposit	✔	✔	✔	✔
	Free Bill Pay
Free Bill Pay	✔	✔	✔	✔
	Access to nationwide, surcharge-free ATMs
Access to nationwide, surcharge-free ATMs	✔	✔	✔	✔
	Refunds on ATM withdrawal fees, nationwide*
Refunds on ATM withdrawal fees, nationwide**	Up to $25 monthly; up to $4.99 per transaction**	Up to $25 monthly; up to $4.99 per transaction**
	Free debit card?
Free debit card?	✔	✔	✔	✔
	Minimum Opening Deposit
Minimum Opening Deposit	$50	$50	$50	$50
	Rewards
Rewards	Pays high dividend earnings 0.25% APY* on average daily balances over $15K (Calculated as a blended APY* rate) 2.00% APY* on balances up to $20,000 0.05% APY* if qualifications aren't met Link to free Kasasa Saver® to build savings automatically	Pays refunds on debit card purchases 3.00% cash back on debit card purchases* Cash back earned on up to $400 in purchases monthly Earn up to $144 cash back per year, $12 per month Link to free Kasasa Saver® to build savings automatically	Earn .10% APY* on balances over $1,000	Earn points for everyday signature and point-of-sale (POS) debit card transactions. Real-time reward redemption options such as Checkout with Points, Pay with Points and Fuel with Points or redeem for cash back. Combine with the Your Rewards Visa Credit Card and earn even more points! Visit Your Rewards page for more information.
	Monthly Maintenance Fee
Monthly Maintenance Fee	None	None	None	None
	Overdraft Options
Overdraft Options	Overdraft Transfer	Overdraft Transfer	Courtesy Pay for Qualified Accounts Overdraft Transfer	Courtesy Pay for Qualified Accounts Overdraft Transfer

See Kasasa Cash®, Kasasa Cash Back®, and Kasasa Saver® pages to see full details.

*APY - Annual Percentage Yield.

**Transaction must be conducted within the Kasasa Cash® or Kasasa Cash Back® account to qualify for a refund. Only one Kasasa Checking and Savings account per primary member.

***Restrictions apply. See an ASE Rep for more details.