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APR Explained: Why A Lower Rate Is Your Highest Priority

APR Explained: Why A Lower Rate Is Your Highest Priority

Credit card companies have a business model based on keeping you in debt as long as possible. They make statements difficult to comprehend with the expectation that you’ll just make the minimum payment to make that big ball of stress go away for another month. In truth, there’s a lot of information on there that can empower you as a consumer.


Let’s look at three steps you can take to lower the APR on your debt.

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