Spending

When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research, most of these costs can be reduced.

Here are five ways to trim your fixed expenses.

From shoplifting to stampedes, nothing rings in the holidays more fondly than a couple of parents doing battle in the aisles over the last bargain Barbie on the shelf.

Craziness aside, though, Black Friday is the high holiday for serial shoppers. Social distancing and mask wearing are not going to keep them away from the thrill of the deal. But shopping this year does pose a few questions. Here are some answers.

Keep your holiday dollars in check and you may have some holiday spirit left over, even after the last elf is packed away and the January bills start rolling in.

Understanding how a credit card works can help the cardholder use it responsibly.

Here’s all you need to know about responsible credit card usage.

Apple’s recent announcement about its newest lines of smartphones had all the makings of a typical Apple unveiling: the hype, the buildup, the mystique — and the prohibitive price tag.

If you’re only buying an iPhone 12 for the 5G compatibility, here’s why you may want to hold off on that purchase.

“Buy today with no money down and zero interest!”

Here are the potential pitfalls of going this route and the surprising benefits of financing a large purchase under specific circumstances—even if you have the cash to pay for it today.

What makes us overspend? Let’s take a look at five common reasons and how we can overcome them.

Online shopping was already big before the pandemic, but now it's gone nuts. We're buying everything online now, but there are tricks to help you save big bucks!

Here are some tips for saving money when shopping online:

Don’t get sucked in again! Before you say “yes” to a large purchase, ask yourself these 7 hard-hitting questions.

You just may end up leaving that “dream” product in the store.

Hopefully, you’re working hard at keeping that score high by using your cards and paying your bills on time. You may be wondering, though, if more is better. Should you open a few more and get more available credit? Or are too many cards a liability to your score?

Read on for the answers to all your questions.

Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.

There’s nothing quite like watching sports live. The energy, the cheers, the game! But tickets to live sporting events can be pricey, and scammers know this well. Here’s what you need to know about sports ticket scams and how to avoid them.

When every indulgence and impulse buy is just a swipe away, it can be super-challenging to rein in that spending instinct – but it is possible. Here's how to learn the art of mindful spending.

The holidays are drawing closer and there’s still so much to do! With just a bit of planning and organization, you can have a stress-free and affordable holiday season.

Making a vacation budget is not as difficult as it may seem. All it takes is some careful planning, quick calculations, and the willpower to follow it. Here’s what you need to know about making a vacation budget.

Talking finances with your partner may not be your idea of a shared romantic moment but communicating openly about how you manage your money is a crucial part of having an honest and trusting relationship.