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Budgeting

5 Ways to Trim Your Fixed Expenses

5 Ways to Trim Your Fixed Expenses

When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research, most of these costs can be reduced.


Here are five ways to trim your fixed expenses.

What To Do With Your First Paycheck

What To Do With Your First Paycheck

As part of the changes you’re gearing up for in the months after you graduate, you’re poised to enter the working world as a long-term employee, perhaps for the first time in your life. As you prepare for this transition, you might have dollar signs dancing in your head while you dream of what you’re going to do with your first paycheck.


Before you start planning a one-in-each-color shopping spree at the mall or a weekend in Vegas, check out our list of responsible things to do with your first paycheck.

When Does It Make Sense To Pay A Bill With A Credit Card?

When Does It Make Sense To Pay A Bill With A Credit Card?

Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.


Let’s take a closer look at the pros and cons of paying monthly bills with a credit card or debit card.

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