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5 Ways to Trim Your Fixed Expenses

5 Ways to Trim Your Fixed Expenses

When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research, most of these costs can be reduced.


Here are five ways to trim your fixed expenses.

What To Do With Your First Paycheck

What To Do With Your First Paycheck

As part of the changes you’re gearing up for in the months after you graduate, you’re poised to enter the working world as a long-term employee, perhaps for the first time in your life. As you prepare for this transition, you might have dollar signs dancing in your head while you dream of what you’re going to do with your first paycheck.


Before you start planning a one-in-each-color shopping spree at the mall or a weekend in Vegas, check out our list of responsible things to do with your first paycheck.

Why You Should Consider Getting A Credit Card in College

Why You Should Consider Getting A Credit Card in College

College is not just about partying and breaking all the rules your parents subjected you to while you were growing up … It’s also about, you know, preparing for your future and all that.


Once you leave college and enter the “real world,” you are going to quickly realize there is something really important you need to develop: good credit.

The Ultimate Guide to Applying For A Business Loan

The Ultimate Guide to Applying For A Business Loan

If your business has reached a point where it needs an infusion of funds in order to grow, you may be in the market for a business loan. A business loan can help a struggling small business establish itself better, or help a thriving company expand its line of products, open an additional location, move to a larger site, hire new team members, or purchase expensive equipment.


Here’s all you need to know about applying for a business loan:

When Does It Make Sense To Pay A Bill With A Credit Card?

When Does It Make Sense To Pay A Bill With A Credit Card?

Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.


Let’s take a closer look at the pros and cons of paying monthly bills with a credit card or debit card.

All You Need to Know About Share Certificates

All You Need to Know About Share Certificates

One excellent option we offer our members to help their savings grow is our share certificates. Sometimes known as savings certificates, and referred to by banks as CDs, these unique accounts blend higher growth potential of a stock investment with the security of a typical savings account.


Let’s take a closer look at this savings product and why it might be the perfect choice for you.

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