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Why Does My Credit Score Matter?

Why Does My Credit Score Matter?

Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness, and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.


We have outlined how your credit score is calculated, why it matters and steps you can take to improve your score.

5 Ways to Trim Your Fixed Expenses

5 Ways to Trim Your Fixed Expenses

When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research, most of these costs can be reduced.


Here are five ways to trim your fixed expenses.

What To Do With Your First Paycheck

What To Do With Your First Paycheck

As part of the changes you’re gearing up for in the months after you graduate, you’re poised to enter the working world as a long-term employee, perhaps for the first time in your life. As you prepare for this transition, you might have dollar signs dancing in your head while you dream of what you’re going to do with your first paycheck.


Before you start planning a one-in-each-color shopping spree at the mall or a weekend in Vegas, check out our list of responsible things to do with your first paycheck.

Why You Should Consider Getting A Credit Card in College

Why You Should Consider Getting A Credit Card in College

College is not just about partying and breaking all the rules your parents subjected you to while you were growing up … It’s also about, you know, preparing for your future and all that.


Once you leave college and enter the “real world,” you are going to quickly realize there is something really important you need to develop: good credit.

The Ultimate Guide to Applying For A Business Loan

The Ultimate Guide to Applying For A Business Loan

If your business has reached a point where it needs an infusion of funds in order to grow, you may be in the market for a business loan. A business loan can help a struggling small business establish itself better, or help a thriving company expand its line of products, open an additional location, move to a larger site, hire new team members, or purchase expensive equipment.


Here’s all you need to know about applying for a business loan:

Is Black Friday Still on in 2020?

Is Black Friday Still on in 2020?

From shoplifting to stampedes, nothing rings in the holidays more fondly than a couple of parents doing battle in the aisles over the last bargain Barbie on the shelf.


Craziness aside, though, Black Friday is the high holiday for serial shoppers. Social distancing and mask wearing are not going to keep them away from the thrill of the deal. But shopping this year does pose a few questions. Here are some answers.

All You Need to Know About Share Certificates

All You Need to Know About Share Certificates

One excellent option we offer our members to help their savings grow is our share certificates. Sometimes known as savings certificates, and referred to by banks as CDs, these unique accounts blend higher growth potential of a stock investment with the security of a typical savings account.


Let’s take a closer look at this savings product and why it might be the perfect choice for you.

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