Goals

Consumer debt in the United States is more than $3.4 trillion, with credit card debt alone at a staggering $16,048 average per household.

If you want to buckle down the spending belt, experts agree on tried and true measures for viewing the light at the end of debt’s tunnel.

We all grow up hearing the same financial advice: Spend less, save more, and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.

Outlined here are 7 money myths that might be causing you more financial stress than benefit.

Giving yourself an end-of-year financial review is a wonderful way to check on the progress you’ve made toward your goals, highlight areas needing improvement and update your accounts, funds, and investments.

Here’s all you need to know about this important end-of-year ritual.

You’ve already gone for a follow-up interview and the position is as good as yours. The only obstacle to cross before joining the ranks of the officially employed is salary negotiation.

Here are some tips to help you negotiate like a pro:

You need to build up your savings, but it always seems to get bumped down your to-do list.

Here are some simple steps to start saving today.

Debt consolidation is the process of moving several (possibly) high-interest debts into a new loan or line of credit. Debt consolidation can help you pay off your debt quicker, with less money going toward overall interest payments.

Here’s what you need to know about debt consolidation:

Investing your funds is a great way to grow your money and secure your financial future; however, choosing a first investment can be tricky.

Here’s all you need to know about the most common beginner investments and how to choose the path that best suits your needs:

Being financially fit is crucial for a well-balanced, stress-free life. Here’s why (and how):

There are a number of upcoming firsts for new homebuyers.

Check out these common homeowner situations to help you best prepare for them.

Debt consolidation isn't a solution for everyone.

Let’s take a look at the questions you might ask yourself before you take on a debt consolidation loan.

Triumph over your loans by using one or more of these tricks to make them shorter and pay less interest.

You deserve to keep more of your money!

If you’re like most people, you likely start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may make centers on those that affect your finances.