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What makes us overspend? Let’s take a look at five common reasons and how we can overcome them.

“Buy today with no money down and zero interest!”

Here are the potential pitfalls of going this route and the surprising benefits of financing a large purchase under specific circumstances—even if you have the cash to pay for it today.

Giving yourself an end-of-year financial review is a wonderful way to check on the progress you’ve made toward your goals, highlight areas needing improvement and update your accounts, funds, and investments.

Here’s all you need to know about this important end-of-year ritual.

Leaving college often means the start of a new job, student loan debt to pay off, new living arrangements to pay for and other new expenses to cover. All of this means your finances will likely need an overhaul. It’s time to create your post-college budget.

Apple’s recent announcement about its newest lines of smartphones had all the makings of a typical Apple unveiling: the hype, the buildup, the mystique — and the prohibitive price tag.

If you’re only buying an iPhone 12 for the 5G compatibility, here’s why you may want to hold off on that purchase.

Credit card companies have a business model based on keeping you in debt as long as possible. They make statements difficult to comprehend with the expectation that you’ll just make the minimum payment to make that big ball of stress go away for another month. In truth, there’s a lot of information on there that can empower you as a consumer.

Let’s look at three steps you can take to lower the APR on your debt.

He’s making his list and checking it twice. Unfortunately, though, the scammers making the list aren’t being so nice.

Here’s what you need to know about these scams.

‘Tis the season to be jolly, but many of us may be feeling grinchy this year. With the pandemic still a looming threat to our health and happiness, the economy still a hot mess, and so many of our favorite seasonal activities canceled, getting into the holiday spirit can be challenging.

Lucky for you, we’re feeling nice, even during these naughty times. We’ve compiled a list of tips and strategies to help you keep the cheer in the holidays this year, even during COVID-19.

Understanding how a credit card works can help the cardholder use it responsibly.

Here’s all you need to know about responsible credit card usage.

The new year is almost here. Are you ready? Have you taken any steps to prepare for the financial realities of the coming year?

Here are some tips to get you started.